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HomenewsIn Accordance With New Regulations, Health Insurance Policies in the State of...

In Accordance With New Regulations, Health Insurance Policies in the State of New Jersey Must Include Coverage for Abortion Services for Both Individuals and Small Businesses.

The New Jersey Department of Banking and Insurance stated on Friday, December 31 that effective January 1, 2019, all individual and small group health plans in the state must provide coverage for abortion services.

According to a statement from state officials, the new regulations will go into force for major corporations later in 2023.

New Jersey already has some of the most robust protections for abortion rights, and most insurers in the state’s individual and small enterprise markets offer at least some coverage for abortion procedures.

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A study on access to reproductive health care by the department was released in November, but until today the rule had not been stated and insurers may limit abortion coverage to cases of rape, incest, or threat of death.

What You Need to Know About New Jersey’s Abortion Laws

This adjustment was authorized Thursday by a unanimous vote of the state bodies that regulate insurance companies in the individual and small business markets. State officials say insurance companies have predicted a 0.1% increase in premiums as a result of the adjustment.

Although the Supreme Court of the United States recently reversed the constitutional right to terminate a pregnancy, New Jersey is one of a small number of states that have strengthened protections for abortion rights.

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According to the June judgment in Dobbs v. Jackson Women’s Health Organization, it is up to individual states to decide whether or not to legalize abortion.

Four Philadelphia abortion doctors discuss the calling that keeps them going in the face of the job’s inherent emotional difficulty.

In New Jersey, you can get an abortion at any point in your pregnancy. The right to abortion was codified in New Jersey in June 2022, and in January 2022, New Jersey Governor Phil Murphy signed a bill into law.

Medicaid is a government-funded health insurance program for low-income people, and in New Jersey, it covers abortions without any restrictions.

Although abortion is permitted in Pennsylvania up to week 24 of pregnancy, some women may not be able to get one because of regulations including the one-day waiting time, the requirement to discuss alternatives, and the requirement to draw blood for tests that are often unnecessary.
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Read moreThe State of New Jersey Has Just Released Its Updated Benefit Rates for the Year 2023.

While it is not mandated by law, many private insurance plans in Pennsylvania will cover the cost of an abortion. The issue of whether or not the state of Pennsylvania should be obligated to pay for abortions through Medicaid is now being litigated in the state’s highest court.


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