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HomenewsInstructions for Filing for Social Security Benefits After a Divorce.

Instructions for Filing for Social Security Benefits After a Divorce.

If certain requirements are completed, a divorced person can obtain social security benefits using the information provided by their former spouse.

There are time limits on when a former spouse can apply for social security after a divorce. If your ex-spouse applies for Social Security Disability Insurance (SSDI) spousal benefits, it will not affect the payments you are already receiving.

Can I Still Collect Social Security After a Divorce?

Your Ex-spouse May Be Able to Get Benefits Based on Your Record Even if You Have Remarried if the Following Conditions Are Met:

  • If your marriage lasted that long, congratulations!
  • The person you used to be married to is currently single.
  • You’ve separated from a spouse who is 62 or older.
  • The payment to which your ex-spouse is legally entitled because of his or her
  • benefit they would obtain from your efforts.
  • Disability or retirement benefits from Social Security are yours to claim.
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The Speakeasy How Much Can I Get?

The household maximums are calculated individually, taking into account variables like family size, job status, and others. The maximum amount a family can get from Social Security Disability Insurance is between 100 and 150 percent of the claimant’s full benefit.

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You can still apply for retirement benefits based on your ex-entitlement, or spouse’s even if they have not yet made an application.

Provided your ex-spouse has not yet applied for retirement benefits, however, you can qualify if you’ve been divorced for at least two years and are of retirement age.

If you were born before January 2, 1954, you may be able to receive benefits based on those of your ex-record spouse while postponing the start of your own benefits. For retirement and, if applicable, ex-benefits, a single application is necessary for those whose birthdays fall on or after that date.

Your ex-new spouse’s spouse’s earnings record does not disqualify you from receiving up to half of their Social Security payment. The full retirement age must be reached before you can get the full 50% of the payment.

If you retire before you’re eligible to collect the full retirement benefit, you’ll get less money.


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